Microcapital Finance Private Limited is a trusted and reputable Zimbabwean Financial organization regulated by the Central Bank of Zimbabwe under the Microfinance Act of 24:30 in 2023 as a credit only microfinance institution ,with the objective of providing financial service to the financially excluded (largely) rural population of Zimbabwe with its Head office based in Harare
Since its inception, MCF has adopted the village banking model for its group lending and includes a diverse range of products such as Agriculture lending, Group lending, Small business group lending, MSME lending, Salary based loans, CONSUMER LOANS, SALARY BASED LOANS, STOP ORDER LOANS, SAME DAY LOANS, EMERGENCY MOBILE LOANS, PAY DAY LOANS, EDUCATIONAL LOANS, MICROLOANS, BUSINESS LOAND, CLEAN ENERGY LOANS AS WELL AS MICRO SAVING, HOSPUAL CASH PLAN AND FUNERAL CASH PLAN
Micro Insurance and Mobile money in its portfolio of offerings. MCF is focused on efficiency in all of its operations, and with that as a priority, the digitization journey will be birthed in 2024.
Its main trust is to strengthen its geographical outreach to cover most towns and most rural areas of the Zimbabwe. This illustrates how MCF is fulfilling its promise of delivering appropriate financial services to the underserved population. We believe the rural unbanked deserve to be equal members of society contributing to economic growth and stability.